Run the numbers before you tour anything. These are estimates; a preapproval is the real answer.
Estimate a monthly payment including taxes, insurance and mortgage insurance.
Work backwards from your income and debts to a comfortable price range.
See how the split between principal and interest changes over the life of the loan.
Find out what your home is worth today and whether refinancing is worth it.
Every calculator here uses assumptions about taxes, insurance and rate. Your actual numbers depend on the property, your credit and the programme. A preapproval takes about fifteen minutes and gives you the real figure.