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Affordability Calculator

Work backwards from your income to a comfortable price range.

Car loans, student loans, credit card minimums. Not rent or utilities.

Most programmes allow up to 43-50%. Lower is more comfortable.

—Estimated home price you could afford
Maximum monthly housing payment
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Estimated loan amount
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Principal & interest
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Taxes & insurance (est.)
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Mortgage insurance
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Figures are estimates for illustration only and are not a loan offer, rate lock or commitment to lend. Actual payment depends on your credit, the property, the loan programme and current market rates. Taxes and insurance vary by location and are estimated here.

Get a real number

Want a real number instead of an estimate?

A preapproval uses your actual credit and income, and it is what sellers take seriously.