Loan Officer · NMLS #1156263
NMLS #1156263
Joshua Champney — NMLS #1839243
Licensed in AZ, CA
Joshua Champneys (NMLS # 1156263) is an EVP of Lending with eClick Lending. He brings eight years as a Loan Originator to the mortgage industry as well as ten years of financial services experience, having built multi-million-dollar insurance and financial services agencies.
When considering your home loans, you need a mortgage professional with the heart of a teacher, not a sales person and Joshua has a passion for educating and assisting his clients find the solution that meets their needs and long-term goals.
In addition to mortgage lending, Joshua is a facilitator of a Financial Peace University course several times throughout the year, focusing on teaching fundamental financial principles, from budgeting to debt reduction to financial planning concepts.
Call or Email Joshua today to ask any questions you might have regarding your specific home lending needs or to make an appointment.
Specialties: First time Home-buyers, FHA, VA, Conventional and Jumbo loans. Residential mortgage lending, credit verification and qualification, processing and closing home loans!
Most of what separates one loan officer from another is invisible until something goes wrong. Here is what is different in the ordinary case.
A retail bank has one rate sheet. We compare across a panel of lending partners on a single inquiry, so shopping does not cost you points on your score.
Discount points, down payment, loan type and term all interact. Comparing only the headline rate is how borrowers end up paying more for a lower number.
Underwritten rather than estimated, which is why listing agents treat it differently when an offer is competitive.
Conventional, FHA, VA, USDA, jumbo and reverse — for first-time buyers, veterans, rural purchases and higher-value homes alike.
This was my first home buying experience and I couldn't be more pleased with the team I chose to represent my family. I'm a researcher by nature, and I sure searched around a lot before settling on a broker. Josh Champneys from eClick Lending was my final pick, and he well deserved to be! Josh goes above and beyond to meet his clients' needs. Plus he is honest, helpful, and transparent. There is a lot involved with this home buying process (especially when you are self-employed as I am) and Josh was always right there on call for anything I needed, whether it be an immediate new letter of approval for a new house or counteroffer or something else I needed quickly, I knew that Josh would jump in and give me any help we needed when we needed it. Josh helped get my family into a beautifully remodeled home with everything we'd been dreaming of for years and got us out of renting and finally into being homeowners! I highly recommend Josh Champneys specifically for your next home buying experience. You won't be disappointed!
Allisen LaVigueur, Bought a home, 2019
He dealt with us on a personal level, he was patient in answering all our questions. Being not on the high end in terms of credit scores he did everything he could to make it work for us
rsindac
No obligation, and no credit pull until you want one. Tell me what you are trying to do and I will tell you what it takes.
